The bank was founded in December 1990 in the form of LLC. The license of the Central Bank of the Russian Federation for conducting operations was issued in 1991. Already six months later, Alfa-Bank OJSC received a currency license, and in December 1992 opened the first branch. In 1993, he became a member of the MICEX. From that moment the rapid development of the organization began:
1994 - joining SWIFT and MasterCard payment system.
1995 - opening of a representative office in the capital of Great Britain.
1996 - joining Visa.
1997 - the bank became the pioneer in the sphere of issuing eurobonds.
January 1998 - re-registration from LLC to OJSC.
July 1998 - the merger of Alfa-Bank with the group of companies Alfa-Capital.
Relatively calmly experienced OJSC "Alfa-Bank", the addresses of branches in Moscow which will be presented further, the financial crisis. The institution did not stop paying depositors and regularly repaid the eurobonds.
The first difficulties the bank had in 2004. Then the institution faced a massive outflow of capital (the bank lost 20% of deposits). Clients could not withhold even the 10% commission for withdrawing the deposit (later this amount was compensated to depositors). Capital outflow in the amount of $ 649 million shareholders had to be compensated with personal funds. In the emergence of panic, the bank's management accused the newspaper Kommersant and after a long time with it was judged.
Find out around-the-clock branches of Alfa-Bank in Moscow is easy enough. The bank has a distinct logo. From the time of its founding until 2005, it was a circle in the background with blue stripes and the letter "A", at the bottom in big letters the name of the institution was written. Now the logo is a red letter "A", under which is a horizontal line, next to - the name of the bank, in bold.
ABH Financial Ltd owns the parent capital (Cyprus). A blocking stake (75%) belongs to Alfa Group, indirect control is exercised by Mikhail Fridman (36%), German Khan (about 28%), Andrei Kuzmichev (18%). The board is headed by Andrei Sokolov.
Alfa-Bank is a universal financial institution that works with businesses and citizens. The service is also carried out via Internet banking.
In 2004, the bank joined the state deposit insurance system. High performance indicators allowed the institution to gain trust of the regulator in the shortest possible time. It was from his submission that the DIA in 2013 instructed the bank to sanitize the troubled PJSC "Baltic". Vneshprombank, Otkrytie, MDM, Binbank, Novikombank also participated in this process. To restore the Central Bank has allocated a tranche in the amount of 60 billion rubles. By 2020, it is planned to reduce the capital of the organization to one ruble and its accession to OAO Alfa-Bank, whose branches in Moscow will be presented further.
The total network includes 20 thousand terminals, through which customers can repay the loan debt without commission. The bank issued 6 million cards, of which 1.3 million are payroll cards.
Alfa-Bank is a large stable and developing institution that serves individuals and corporate clients, constantly expanding the range of services. Among the achievements of the organization should be noted the successful development of the foreign exchange market. The volume of transactions in this segment on the initiative of the bank exceeded 13 trillion rubles. Since 2015, the organization is listed as a backbone.
In Moscow at the address. Kalanchevskaya, 27 is the head office. The branches of Alfa-Bank in Moscow by metro stations are presented in the table below:
Here is such a large and useful table. It presents the main branches of Alfa-Bank in Moscow by metro stations. A total of 670 branches of the bank were opened in the territory of the Russian Federation. There are also branches in the Netherlands (Amsterdam Trade Bank), the United States, Great Britain and Cyprus. The customer service is handled by 25 thousand employees.
The Alfa-Bank Group, whose addresses in Moscow were previously represented, also include subsidiaries in Ukraine, Belarus and Kazakhstan. All of them serve about 278 thousand corporate and 14 million individuals. The official FIFA bank since 2017 is Alfa-Bank OJSC.
Branches and ATMs in Moscow of this financial institution are located almost at each metro station and in large shopping centers. Even if the client can not withdraw funds from the "home" ATM, he can use the services of a partner bank. The financial institution has concluded agreements with credit institutions on the joint use of terminals. The partner network includes Rosbank, Promsvyazbank, MDM and Baltijsky. Customers in Moscow can use the terminals of CB UBRiR and Credit Bank.
Operating mode of Alfa-Bank OJSC
Branches in Moscow and other cities of the Russian Federation work every weekday from 9:00 to 17:30, some before 18:00. Most of the branches also work on Saturdays from 09:59 to 17:00. In particular, these are branches located in the districts of the Kuznetsky Most, Leningradsky Prospekt, Lomonosovskaya, Myasnitskaya, Presnensky Val, River Station and other branches of OJSC Alfa-Bank. The mode of the offices in Moscow provides for round-the-clock customer service. Therefore, some branches serve individuals, including on weekends. Alekseevsky, Baltiyskiy, Bratislava, Danilovsky, Troparevo - all these branches work on a Sunday from lunchtime until 17:00.
Since 2004, the bank has been participating in the "Line of Life" program for seriously ill children. He also provides financial support to WWF.
Since 2008, Alfa-Bank, a Moscow branch of which is a branch network of 81 service points, cooperates with HSE in the implementation of the Alfa-Chance project. In the framework of this program, first-year students from all regions, except the capital and St. Petersburg, who won prizes at the Olympiads of schoolchildren and NIU, receive personal scholarships.
"Alfa-Bank" has repeatedly been the organizer and participant of concerts of foreign stars (Bono, Elton John, Sting, Paul McCartney, Whitney Houston) in Russia. In 2014, Nizhny Novgorod hosted a festival of electronic music using the technology of Future People. Its participants were able to observe the performance of such stars as Avicii, Pompeya, Tesla Boy, Paul Okenfold, etc.
What technologies does Alfa Bank use?
Branches in Moscow and other cities of the Russian Federation are serviced daily by more than 14 million individuals. To maintain a high level of service and to keep pace with the times, the financial institution together with the MasterCard payment system plans to release the AlfaPay watch with the built-in PayPass payment card. This will allow customers to carry out contactless payment in outlets. Well, while this project is under development, customers can use "Alpha-Touch" and with the help of an unnamed card to pay for purchases through PayPass.
According to the Central Bank of the Russian Federation, for 2016, Alfa-Bank under IFRS made a profit of $ 161 million. In 2015, this figure was $ 32 million. The reserve for financial losses on loans extended decreased from $ 466 million to $ 131 million.
The loan portfolio of the organization before withdrawing funds to the reserve grew by 1.5% in six months. The well-developed policy on granting loans to "good" clients was facilitated by that. The volume of overdue loans decreased to 6.9%. With assets of 2.28 trillion rubles, the bank is located at the 7th line in the rating of credit institutions.